A perfect credit score is the highest score you can achieve within a credit scoring system its numerical value can vary depending on which credit scoring system is used but it remains the holy grail for those seeking the best of the best scores. Jim droske recently pulled a wells fargo credit rating using the fico 9 on march 4 and it shows a perfect 850 but a credit report he pulled on march 11 using the fico 8 model shows 842 a perfect. Only about 16 of the us population with a credit score has a perfect 850 according to ficos most recent statistics but it might not matter as much as you may think according to some experts. A credit score is a number generally between 300 and 900 that helps determine your creditworthiness credit scores are calculated using information in your credit report including your payment history the amount of debt you have and the length of your credit history credit scores are intended to help lenders creditors and others make
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